The transfer of earned money from a marketplace or processor to the seller's bank account, after fees and any holding period.
A payout is the moment money you’ve earned actually lands in your bank account. A buyer pays, the funds sit with the processor or marketplace, and after fees and any holding period, they’re released to you. The gap between “the client paid” and “I have the money” is the payout window, and it can range from same-day to a week or more.
For sellers, payout timing is a real cash-flow factor that’s easy to overlook. A platform that holds funds for seven days after delivery affects when you can pay your own bills, so it’s worth knowing the schedule before you rely on it. Payouts also require identity verification first — you can’t receive money until the platform confirms who you are. Check whether faster payout options carry a fee.
For buyers, payouts happen after you, but they matter to you indirectly: holding periods are part of what backs buyer protection, giving a window to raise a problem before money is fully released.
Payouts arrive through the payment processor, come after the platform fee is deducted, and require KYC verification to release. See the full flow in payments and payouts.